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Business Insurance

Whether you own a small business or run a large corporation, our expertise empower us to fully understand the specific risks associated with your business – and provide the relevant customised cover to match.

Below is a list of all the general business risks products we offer:

Buildings (Combined): RBS Buildings insurance provides comprehensive cover against multiple risks, including the theft of fixtures and fittings, fires, loss of rent and more.

Fire: Mother Nature – and mankind – can play havoc with your buildings, stock and equipment. Talk to us about protecting your assets against damage caused by fire, storms, malicious damage, aircraft impact and more.

Office contents: Setting up an office is an expensive business. It’s filled with valuable items ranging from chairs and boardroom tables to all-important documentation. We’ll help you protect your investment.

Business interruption: If your property suffers severe damage it can result in unexpected expenses, interrupted workflow and a reduced bottom line. Talk to us about how we can keep you on target.

Theft: Protect your business contents against loss or damage should criminals gain forcible entry (or exit) into your building, including damage as a result of an armed robbery.

Money: Keeping cash at your premises is part and parcel of doing business. We’ll protect it against loss or damage while it’s on your property or en route to the bank.

Glass: Broken glass not only looks unsightly, it can leave your property vulnerable and exposed. RBS offers you cover against the risk of accidental breakage.

Goods in Transit: Whenever goods are being transported there’s always a risk that they’ll be damaged or stolen. RBS will make sure your items are properly covered.

Deterioration of Stock: Mechanical breakdown is an ongoing threat to refrigerated stock, which is why RBS Deterioration of Stock cover is there to protect you against such an eventuality.

Business All Risk: RBS provides comprehensive cover for loss or damage to equipment that’s kept on a fixed premises and off.

Accidental Damage: Accidents can have a negative impact on your business. Let us take care of out-of-the-ordinary events that aren’t covered anywhere else on a policy.

Fidelity Insurance: No one wants to think ill of a colleague, but theft does happen and it’s often an in-house job. Our cover will help you get your company back on the straight and narrow.

Public Liability Insurance: Make sure you and your employees are covered should you accidentally damage someone else’s property or cause injury or death during the course of business.

Personal Accident Cover: On the clock, or off, should you or an employee be accidentally injured, RBS will provide a pay-out based on the compensation limit you requested.

Electronic Equipment: Most businesses rely heavily on the smooth running of their computers and other electronic equipment. A glitch in the system can dent productivity and in the bottom line – make sure you’re covered with RBS.

Machinery Breakdown: While a policy may cover machinery for fire and theft, there are instances in which equipment is accidentally damaged as a result of operator error, carelessness or a circuit short.

Deterioration of Stock: Mechanical breakdown is an ongoing threat to refrigerated stock. Which is why RBS Deterioration of Stock cover is there to protect you against such an eventuality.

Customer Care:

Want to talk more? Speak to one of our expert brokers on
0860 072 765