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At RBS we understand that when working on large scale projects, large scale cover is required. Which is why Erection All Risk (EAR) policies are designed to cover the risk of loss as a result of the erection and installation of machinery, plant and steel structures.
The cover also includes physical damage to the contract works and liability for third party bodily injury or property damage arising out of these operations. Parties covered include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.
Examples of the types of projects for which EAR coverage is typically purchased include:
Some insurers combine erection all risks and contractors all risks coverages into one form. Although these terms are sometimes used interchangeably, there are some substantive differences. Talk to us about the right cover for your specific needs.