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Keeping Safe over this Festive Season

20 December 2015

It’s an exciting time of year filled with family time and holiday travel. We have put together a list of considerations to take into account when leaving your home and precious valuables for longer than usual. Home Pack valuable items away so that it won’t be visible to passers-by from the street. Make sure you’re insured correctly. If you are insured already,

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The Implications of being Uninsured: Three Things Scarier than an Insurance Premium

19 December 2015

As much as we all enjoy December holidays, the period sees an increase in both crime and vehicle accidents. Insurance is one of the first expenses that get trimmed in a sluggish economy, which is actually counterproductive. Here we look at a few situations that will leave you feeling grateful for having insurance. Here are three things that are scarier than your

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Increased Vigilance Vital for SA this Festive Season

18 December 2015

As the year draws to a close, shopping malls begin to experience a significant rise in foot traffic as many South Africans and international tourists rush to complete their Christmas shopping. These heightened buying trends, aided by annual bonuses traditionally being paid around this time, lead shops to open their stores for longer and increase their stock intake as a means to

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White-Collar Crime an Impending Threat to SA Businesses

17 December 2015

Costing South Africa an estimated R930m a year, commercial and white-collar crime is on the rise in South Africa – especially among senior to top management. Just recently, a business was forced to close its doors after its finance clerk stole over R1 million, thereby impacting its productivity and turnover, and ultimately the entrepreneur, as well as the staff’s livelihood. Gillian Wolman,

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Pot Luck for the Awesome South African Man Who’s Fixing our Potholes

15 December 2015

We all complain about them and regularly have to swerve to avoid them. They can be hugely frustrating and most certainly cause serious damage to our cars. One man though, in Hartbeespoort, Lymen Mlambo, has taken it upon himself to start fixing potholes in roads near Hartbeespoort Dam without being asked. And his efforts have been warmly and gladly received, with several

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Professional Indemnity Cover – The Stuff you Probably Didn’t Know

5 October 2015

We have waxed lyrical about the benefits of professional indemnity (PI) cover in a number of articles in the RBS Insider. And for good reason too. There are still thousands of South African professionals that opt-out of investing in PI and it’s the equivalent of running your business on a knife-edge. As a professional, whether a doctor, lawyer or engineer, your reputation

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Proposed National Speed Limit Amendment

4 October 2015

The Department of transport has recently tabled a proposal to have the national speed limit reduced by about 30%. This in the hope that it will help to reduce the amount of vehicle related accidents. The department has gazetted the amendment and has invited the public to comment. The proposed limits are: – 40km/h in urban areas; – 80km/h on roads other

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Tax free Savings Accounts – by Murray Clack RBS JHB

3 October 2015

On the 20th of February 2015 in line with the South African Government’s initiative to incentivise and promote savings in South Africa, National Treasury announced the final details with regards to the Tax-Free Savings Accounts (TFSA). Since then, RBS Health & Wealth has been monitoring the various product offerings that have emerged with a view to providing our clients with an overview

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5 Mistakes to Avoid When Buying Home Insurance

2 October 2015

Buying a house is a costly and often complex exercise. Add in household insurance to that equation and it all starts to get a bit overwhelming. Fortunately, you have a personal insurance expert on your side! We’ll help you navigate the often-confusing gauntlet of choosing the correct home cover for yourself.  Below are a few guidelines to consider before choosing the correct

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When to Assist in the Event of an Accident

1 October 2015

1. Stop your vehicle. If you are implicated in an accident that causes injury or the death of anyone, or which causes damage to property or an animal, you are required by law to stop your vehicle. But if you are a passer-by wanting to assist, and stopping at your own will, make sure that you stop in an area that does

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Impact of Load Shedding on Insurance

30 September 2015

Load shedding is now a part of our daily lives and it seems that it will be this way for a number of years. It’s important for us to take a proactive approach to managing the interrupting power supply. Power surges are a common side effect of a constantly interrupted power supply and occur when a charge build up develops in the

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Bike Sensors in Cars

9 April 2015

It’s no secret that the amount of bicycles on the road today is increasing. Cycling is one of South Africa’s fastest growing sports and the rise in travel costs has further contributed to people using bicycles to get around. There have been a number of safely initiatives to help curb the amount of cycling/ vehicle related accidents over the last few years,

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