Load shedding is now a part of our daily lives and it seems that it will be this way for a number of years. It’s important for us to take a proactive approach to managing the interrupting power supply.

Power surges are a common side effect of a constantly interrupted power supply and occur when a charge build up develops in the supply lines. When the surge terminates at your home or office socket, it can seriously damage any appliance connected to the outlet. Some appliances, such as computers, have surge protection but most of them don’t, thus rendering a serious risk of damage. It’s important to double check your policy as even though you might be covered for lightening damage, the chances are you won’t be for deliberate power withdrawal. Explore the possibility of getting accidental insurance cover in place to protect against the loss of items during load shedding.

Perhaps the most important consideration to make is the effect load shedding has on your household alarm. Power surges can damage your house alarm and thus leave you exposed to potential burglary. Test your alarm and check the back-up battery regularly. It’s not only important to keep your alarm system in working order from a safety perspective but also to ensure seamless continuation of cover. Most insurers will not pay a burglary claim if the alarm was found to be faulty.

If you are concerned about whether or not an appliance might be damaged by a power surge, unplug it if isn’t an essential appliance. Not only will this help keep the appliance safe but also reduce your electricity consumption.

Chat to one of our brokers for more information on a range of policies to protect your home or office appliances against load shedding surges.