Seasonal Maintenance: Preparing Your Property for Winter
Category: Business Insurance
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Seasonal Maintenance: Preparing Your Property for Winter
While winter in South Africa may bring the cosy warmth of a crackling fireplace and snug evenings indoors, it also presents various challenges for property owners. The colder months can usher in low temperatures, blustery winds, and, in many regions, heavy rainfall. These conditions pose significant risks, potentially leading to costly damages if not adequately…
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Understanding Winter Insurance Claims: What’s Covered and What’s Not?
As South Africans, we’re all too familiar with the harsh realities of our environment. This past month has been a stark reminder, as at least two tornadoes were recorded in the north of Durban, hail in Umhlanga, snow in the Northern Cape, and heavy rains and strong winds in the Western and Eastern Cape as…
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Cyber Threats on the Rise in South Africa: The Critical Need for Cyber Insurance
In an age where every enterprise has a digital footprint, regardless of its sector or the nature of its business, the cyber-attack threat looms more prominent than ever. According to the South African Banking Risk Information Centre (SABRIC), the incidence of cyber-attacks in South Africa surged by 22% in 2023 alone. Moreover, a study conducted…
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Navigating the Tide of Elections: A Guide for South African Businesses to Secure Insurance
In the vibrant and dynamic landscape of South Africa, elections are a significant event, embodying the democratic spirit of the nation. However, alongside the peaceful exercise of democratic rights, history has sometimes shown that the electoral period can also bring about social unrest. With the next elections scheduled for May 29, it’s an opportune moment…
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Understanding Professional Indemnity Insurance: A Guide for South African Businesses
In an era where the line between information and advice is increasingly blurred, Professional Indemnity (PI) insurance has become a cornerstone of protection for businesses across the globe, South Africa included. At Risk Benefit Solutions (RBS), we understand companies’ complexities and challenges in today’s fast-paced, legally intricate landscape. This guide aims to demystify PI insurance,…