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Retirement Planning

South Africa is among the world’s lowest ranked countries regarding retirement savings. Unlike America and most European countries, we do not have a national compulsory Retirement Fund. To ensure peace-of-mind, you should save enough to provide an income of 70% of your salary at the date of retirement. At RBS we have the tools and the knowledge to assist you in that never ending question of ‘How much will I have at retirement and how long will it last me?”

South Africa is amongst the world’s lowest ranked countries regarding saving for retirement. Unlike America and most European countries we do not have a national compulsory Retirement Fund.

Some 95% of the population will not be able to afford to retire. Some will live with their children and some will continue to work – if they are lucky. The remainder will live on monthly social security payments which are currently Rl,800/month.

Insurance companies use the phrase Replacement Ratio of 70%. This means that you should save enough to provide an income of 70% of your salary at the date you retire.

At RBS we have the tools and the knowledge to assist you in that never ending question:
“How much will I have at retirement and how, long will it last me?”

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