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What to Do If Your Water Supply Is Interrupted Due to Area Maintenance
Water interruptions—whether from scheduled maintenance or emergency repairs—are a growing reality in many parts of South Africa. While these outages are often short-lived, they can pose serious risks to your home or property if you’re not adequately prepared. At RBS, we believe in helping our clients proactively manage risk, rather than just reacting to it.…
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Property Fire Claims: How Business Owners Can Protect Their Premises This Winter
With South Africa currently in the heart of winter, the risk of fire incidents in commercial properties becomes increasingly significant. Fires and explosions consistently rank among the top 10 global business risks according to Moonstone, emphasising the necessity for businesses to be fully prepared. This season brings its own set of challenges, particularly with South…
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Navigating Complex Insurance Claims: Key Insights for South African Policyholders
Insurance plays a vital role in shielding South African businesses and individuals from unexpected financial setbacks. However, one of the policyholders’ most common frustrations is navigating complex and often slow claims processes. Delays, unclear terms, and disputes over exclusions can negatively impact cash flow, cause stress, and undermine trust in the insurer. This article unpacks…
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Understanding Policy Exclusions and Limitations in South African Insurance
Insurance is a cornerstone of financial protection, helping individuals and businesses recover from unforeseen events. But many policyholders face unexpected claim rejections due to policy exclusions and limitations they weren’t aware of. In South Africa’s evolving insurance landscape, understanding what your policy does not cover is just as important as knowing what it does. What…
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Navigating Rising Insurance Premiums in South Africa: What Businesses and Policyholders Need to Know
Insurance premiums in South Africa are rising, placing increased financial pressure on individuals and businesses. From climate-driven risks to economic volatility, this article unpacks the factors behind premium hikes and offers practical strategies for managing insurance spending effectively. Why Are Insurance Premiums Increasing in South Africa? Several compounding factors are driving up insurance costs: 1.…
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